Yesterday I got a call from Amsher, the company that bought my debt from T-Mobile. I informed the caller that I sent a certified letter of dispute to the company. Surprise, surprise, they hadn't received it. I am so glad that sent that letter certified, because otherwise I bet they would just throw it away. Letter or no, they would like to settle with me.
I said I still didn't owe any money, but what is their offer?
"180 dollars."
"That's still a lot more than zero, but thanks for the information. I'll call you when I find out that my letter has reached you."
So in less than a month of wrangling, I now owe less than half what I owe originally. While an infinite series of getting half off would never reach zero, it would reach a number that I find acceptable (say... twenty dollars) in a little more than three months. By that point my credit would probably be in bad shape though.
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1 comment:
Stick it to the man.
Two times.
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